Allāhumma ‘innī ‘a`ūdhu bika
mina ‘l-ḥammi wa ‘l-ḥuzn,
wa ‘l-`ajzi wa ‘l-kasal,
wa ‘l-bukhli wa ‘l-jubn,
wa ḍala`id-dayn,
wa ghalabatir-rijāl.
O Allah, I seek refuge in you
from grief and sadness,
from weakness and from laziness,
from miserliness and from cowardice,
from being overcome by debt
and overpowered by men (i.e. others).
Reference : Hisn al-Muslim 121
Also In Al-Bukhari 7/158.
