Allāhumma innī a`ūdhu bika mina ‘l-ḥammi wa ‘l-ḥazan,
wa ‘l-`ajzi wa ‘l-kasal,
wa ‘l-bukhli wa ‘l-jubn,
wa ḍala`id-dayni wa ghalabatir-rijāl.
O Allah! I seek refuge with You from worry and grief,
from incapacity and laziness,
from cowardice and miserliness,
from being heavily in debt and from being overpowered by (other) men.
Reference : Hisn al-Muslim 137
Also Al-Bukhari 7/158.
